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Affirm

Identified Issue Affecting Loan Applications in UK

Degraded Lasted 1h 26m · started · Affirm's page

Level
confirmed
Worst impact
Degraded
Components
UK - Shop Pay Installments

What to do

  • Check whether you use Affirm UK - Shop Pay Installments. Check your stack

    Paste a package.json, lockfile, Terraform or a list of domains at down.guide/stack to see every provider you depend on.
  • Confirm your retries, queues and scheduled jobs caught up after the 1h 26m it lasted.

    Anything that failed between 2026-11-02 19:18 UTC and 2026-11-02 20:44 UTC may need a replay.
  • Subscribe to Affirm's feed to hear about the next one first. RSS feed

    https://down.guide/feed?provider=affirm works in Slack (/feed subscribe), Discord feed bots and any RSS reader.

Updates from Affirm 3

  1. identified

    We have identified an issue affecting UK sessions that require a physical identity verification step-up. Affected sessions are being incorrectly denied rather than being routed to the appropriate identity verification provider.

    provider

  2. monitoring

    We have implemented a fix and have seen recovery. We will continue to monitor the situation to ensure that our systems are fully operational.

    provider

  3. resolved

    This incident has been resolved.

    provider

Reports count in aggregate; nothing about you is shown.

Corrections

None so far.

Something wrong on this page? Report an error or send us a note. Every fix is listed here.

Questions about DWN-224ef5ef90

Is Affirm still down?

No, this incident was resolved 2026-11-02 20:44 UTC. For Affirm's live state, see https://down.guide/affirm.

How long did it last?

1h 26m, from 2026-11-02 19:18 UTC to 2026-11-02 20:44 UTC, by the times Affirm posted.

What was affected?

Affirm named UK - Shop Pay Installments.

What caused it?

Affirm hasn't published a root cause. If it does, it shows here.

Where does this come from?

Affirm's official status page, https://status.affirm.com, quoted verbatim. down.guide's own probes, reports and social counts are labeled as ours.