# STIPs on Visa EU

- Provider: [Marqeta](https://down.guide/marqeta)
- Level: confirmed
- Impact: Operational
- lasted 0m
- started 2026-10-15 17:55 UTC
- eu
- id: DWN-812ca5c288
- Official page: https://stspg.io/ml2zb35bks23

## Updates from Marqeta
### 2026-10-15 16:00 UTC: resolved
On Thursday, October 15, 2026, at 08:51 PT (15:51 UTC), Visa experienced a service disruption affecting transaction processing. Marqeta engineers detected downstream impact affecting Visa stand-in processing (STIP) on EU card programs. During this period, some transactions may have been approved or declined by network stand-in rather than Marqeta's real-time authorization engine. Marqeta engineers engaged Visa directly, and the impact ended at 09:58 PT (16:58 UTC) as transaction processing returned to normal operations.

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