# STIPs on the Visa and Pulse Networks

- Provider: [Marqeta](https://down.guide/marqeta)
- Level: confirmed
- Impact: Operational
- lasted 2d 7h
- started 2026-07-15 14:37 UTC
- Payment Processing
- id: DWN-98fa60161a
- Official page: https://stspg.io/zstx7l2t7ts3

## Updates from Marqeta
### 2026-07-15 14:37 UTC: monitoring
On Wednesday, July 15, 2026, Marqeta engineers detected a brief issue affecting Stand-In Processing (STIP) across Visa and Pulse card networks occurred between 07:05 and 07:10 PT. Our team is actively monitoring the system for long term stability and will be sharing an update once the monitoring concluded. We appreciate your patience throughout the resolution process.

### 2026-07-17 22:02 UTC: resolved
On Wednesday, July 15, 2026, Marqeta engineers detected a brief issue affecting Stand-In Processing (STIP) across Visa and Pulse card networks between 07:05 and 07:10 PT. Our engineering team identified the root cause as a disturbance on the card network side, which caused authorization requests to decline.Our team has since concluded a successful monitoring period with no further anomalies detected and has confirmed long-term stability. We thank you for your patience throughout this incident.

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