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Plaid

Transfer Status Upates Delays

Degraded Lasted 1h 22m · started · Plaid's page

Level
confirmed
Worst impact
Degraded
Down Index
18of 100

What to do

  • Check whether your product depends on Plaid. Check your stack

    Paste a package.json, lockfile, Terraform or a list of domains at down.guide/stack to see every provider you depend on.
  • Confirm your retries, queues and scheduled jobs caught up after the 1h 22m it lasted.

    Anything that failed between 2026-07-23 20:36 UTC and 2026-07-23 21:59 UTC may need a replay.
  • Subscribe to Plaid's feed to hear about the next one first. RSS feed

    https://down.guide/feed?provider=plaid works in Slack (/feed subscribe), Discord feed bots and any RSS reader.

Updates from Plaid 2

  1. investigating

    Transfer is experiencing delays affecting status updates for some Standard ACH and Same-Day ACH transfers created yesterday. Impacted Transfers were successfully settled on ACH network. Transfer creation and new payment processing are operating normally. We've identified the root cause and are actively addressing it and will update this incident as it is resolved.

    provider

  2. resolved

    All impacted ACH and Same-day ACH transfers's status have been updated to posted. They will be marked as settled later today.

    provider

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Corrections

None so far.

Something wrong on this page? Report an error or send us a note. Every fix is listed here.

Questions about DWN-a73c510fbc

Is Plaid still down?

No, this incident was resolved 2026-07-23 21:59 UTC. For Plaid's live state, see https://down.guide/plaid.

How long did it last?

1h 22m, from 2026-07-23 20:36 UTC to 2026-07-23 21:59 UTC, by the times Plaid posted.

What caused it?

Plaid hasn't published a root cause. If it does, it shows here.

Where does this come from?

Plaid's official status page, https://status.plaid.com, quoted verbatim. down.guide's own probes, reports and social counts are labeled as ours.