Delayed Capital One Transactions Updates

What to do

• Check whether your product depends on Plaid. Check your stack

  Paste a package.json, lockfile, Terraform or a list of domains at down.guide/stack to see every provider you depend on.

• Confirm your retries, queues and scheduled jobs caught up after the 5d 16h it lasted.

  Anything that failed between 2026-08-05 01:01 UTC and 2026-08-10 17:39 UTC may need a replay.

• Subscribe to Plaid's feed to hear about the next one first. RSS feed

  https://down.guide/feed?provider=plaid works in Slack (/feed subscribe), Discord feed bots and any RSS reader.

Updates from Plaid 5

1. investigatingAug 5, 2026, 1:01 AM UTC

   We are investigating delayed transaction updates affecting a subset of Capital One Items. Affected Items remain healthy; the impact is limited to delayed refresh of transaction data.

   provider

2. investigatingAug 5, 2026, 2:26 AM UTC

   We have identified the root cause of the issue and are actively working to mitigate the impact.

   provider

3. identifiedAug 5, 2026, 2:40 AM UTC

   We have identified the root cause of the issue and are actively working to mitigate the impact.

   provider

4. monitoringAug 5, 2026, 7:52 PM UTC

   We've addressed the underlying cause and are currently monitoring for the resolution.

   provider

5. resolvedAug 10, 2026, 5:39 PM UTC

   All Delayed Transactions have now been fully processed.

   provider

Corrections

None so far.

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