Affirm US Checkout Availability Degradation

What to do

• Check whether you use Affirm US, US - Shop Pay Installments in us. Check your stack

  Paste a package.json, lockfile, Terraform or a list of domains at down.guide/stack to see every provider you depend on.

• Confirm your retries, queues and scheduled jobs caught up after the 52m it lasted.

  Anything that failed between 2026-01-22 15:40 UTC and 2026-01-22 16:32 UTC may need a replay.

• Subscribe to Affirm's feed to hear about the next one first. RSS feed

  https://down.guide/feed?provider=affirm works in Slack (/feed subscribe), Discord feed bots and any RSS reader.

Updates from Affirm 4

1. investigatingJan 22, 2026, 3:40 PM UTC

   We are currently experiencing a drop in checkout availability. We are working on identifying the root cause to return service as soon as possible. We will update as soon as we can.

   provider

2. investigatingJan 22, 2026, 3:52 PM UTC

   We have seen a recovery in our services but we are still monitoring and investigating the root cause of the issue. We will provide an update as soon as possible.

   provider

3. monitoringJan 22, 2026, 4:22 PM UTC

   We have identified the root cause of the incident and will continue monitoring our services to ensure that our services maintain operational.

   provider

4. resolvedJan 22, 2026, 4:32 PM UTC

   Our services have maintained operational. This incident is now resolved.

   provider

Corrections

None so far.

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